Holidays and Cutoff Times - First Trust and Savings Bank

2022 Holidays

Martin Luther King Jr Birthday
Closed: January 17th

President’s Day
Closed: February 21st

Memorial Day
Closed: May 30th

Juneteenth
Closed: June 20th

Independence Day
Closed: July 4th

Labor Day
Closed: September 5th

Veteran's Day
Closed: November 11th

Thanksgiving Day
Closed: November 24th

Christmas Eve
Closed: December 24th

Christmas Day
Closed: December 26th

New Year's Eve
Closed: December 31st

New Year's Day
Closed: January 2nd, 2023

In-Bank Transactions

All items received after 3:00pm will be posted to the account on the next day’s business. Transactions on Friday after the cutoff time or on Saturday will post Monday or the following business day.

ATM / Internet Banking Transactions

Transactions at the ATM or through internet banking are cut off at 2:00pm each weekday. Transactions after 2:00pm will post on the following business day.